Sorry to leave everyone who knew hanging and everyone who didn’t know in the dark for a bit about this but my computer got a virus and I had to reinstall everything. Here is the testimony of what God did for us with the recent car accident.
Just about two weeks ago, on September 30th, I got into a car accident with our one and only car. I believed the light was green, but when every other car (about 3 deep across 3 lanes) comes at you, you realize that it is most likely you who was wrong. In either case, I headed into the intersection at about 40MPH when I noticed these cars coming toward me and immediately attempted to swerve to the left and hit the brakes. This did not stop me from impacting into the front driver’s side of a Honda Element and crushing the whole front end. In addition, I pushed the Honda and myself into a Ford F-350 who in turn crushed the back end of the Honda. My car took a good deal of damage to the front, hood and passenger side as I hit on the front passenger side and then slide broadside into her car. The good news is that NO ONE was hurt.
Immediately, I got out of the car and called 911 to report the accident and informed them that while we were still in the middle of the intersection at least one car needed to be towed. I also called my wife, who was a bit shocked to say the least. Following that, it was time to answer a ton of questions and wait on the police man (who was from Fort Worth Police department and very nice) to finish his report. At one point while I was waiting, I turned around and noticed Jim, a man from my church. In my slightly shocked and dazed state, I had thought it such a strange coincidence that he happened to be driving/walking by on the day I had my accident. Obviously he had come to help me.
This brings up an interesting testimony. A little while back, when we were at another church, my wife and my six-year-old (then three-years-old) broke down (about $3,000 worth of broke down) and were in the middle of traffic. My wife called me and I was stuck at work and could not help because everyone who could have given me a ride had left for the day. I told her to call the church and to our surprise she did not get a warm welcome. In fact, she spoke with the Pastor and his response was very negative when all she was asking for was a ride back to the apartment so that she didn’t have to try and walk home in the middle of after school traffic with a three-year-old. Since that time, we have found an absolutely great church. However, I can imagine what must have been going through my wife’s mind when she could not find someone to help me and placed a call to the church for help. In this case, our wonderful church administrator immediately got a hold of Jim, who is Mr. Fantastic when it comes to fixing anything at the church, and he came to my aide, a significant difference from our last experience.
Jim arrived on the scene as the police officer was still taking statements and asked me what happened. I informed him and then he proceeded to wait with me. As time passed, the police officer assessed the damage and called for a tow truck to take away the Honda. The Ford had a small minor dent from the accident and my car was demolished, but still drivable (sort of, there was metal and plastic rubbing the tires if you turned). Eventually, the police officer finished his part and gave me a piece of paper with his badge number and the police report number. Then everyone left except for me and Jim.
I called my insurance company to find out what to do next and as I was on the phone, another man from my church named James (I know James and Jim) happened by and stopped to help us. The reason this was so amazing and so totally God’s hand in this picture is that James operates (and I think owns) a transport company which has, as James was driving, a three or four car trailer. As I am talking with the insurance, I find out that I have to get it towed myself and then they reimburse me the money. The insurance offered to get the towing service for me, but God had already provided one with James. God is so amazing to set this up to help me in my time of need and I was tremendously blessed by James “happening” by.
We got my car over to Service King for assessment and potential repairs. At this point, the insurance company took over complete with getting us the rental car that we had on our policy. From the time that Jim arrived to help me until I was settled into the rental car was about four hours and the whole time Jim never left my side as a constant help and anchor in the midst of our storm. I am so thankful to God for having a great man like Jim there who is so willing to drop what he had going on to help me at a moments notice. And to top it off, I got to witness Jim in action sharing Jesus with the car rental man and let me tell you Jim is going to be having a lot of people come running to him in heaven because of his savvy way of sharing Jesus. He had this man very engaged in wanting to know about Jesus.
Then as quick as the accident happened, I was pulling out of Service King with the car rental on my way home. I had hoped to still try and make it into work, but I had hurt my right leg when it smashed into the center console and it was beginning to throb. I did go to church that night and received some prayer for my leg.
Before I go on, to understand how much of a blessing the next point is about getting a new car for us is, I need to tell you a couple of things. For starters, Vicky had to show me where the transmission fluid goes and why it is important. I knew about the gas tank, the windshield washer fluid and where the oil went, but I had very little idea about anything else. Vicky, while shocked because she grew up in an area where all the guys at least knew cars, laughed as she explained some of the basics. Of course, her knowledge was limited as well. So, in the past, whenever we would look for a car, we had to rely on the Holy Spirit to tell us which car was for us. That is actually a good thing to do, but sometimes the flesh can get in the way and confuse the issue. To counter this, I asked a friend of my at church named Mitch if he would at least go with me when I look at cars because I didn’t want to wind up with a lemon, because as nice as our old minivan was, it was in a major accident and the airbags did not deploy lending to the fact that there was more wrong with the used car when we bought it then they told us. Mitch agreed to help me.
Now it was up to finding out what the insurance was going to do and we were very happy about that. The reason is that almost two years ago Vicky was hit by a man who ran a red light (several witnesses confirmed this) and then he tried to flee the scene but God stomped on his car and it fell apart as it tried to leave. We found out that the man that hit her did not have insurance. And to make matters worse, when we called in our claim we found out that our insurance was canceled. There was no one who could or would cover the car and the almost $13,000 note still on it. I did try and reinstate our insurance because the money was there, but they would not do it because they knew the car was in an accident. Following that experience, this one was a very welcome blessing.
As good as it was in the unfortunate situation, we did have a little bump in the road. The original estimate that the insurance gave back to us for our car was very low. So low, that I doubted that we would be able to get another car with what was left after the loan was paid off. After a detailed examination of the quote, we discovered several inaccuracies. For example, it said we had a six-disc CD changer, but subtracted money because it said we did not have a CD/Radio system. It also subtracted for not having captain’s chairs and we did. And this was just the beginning. In speaking with my insurance representative, he decided to go back and rework the numbers. When he returned we received another $1.000 in our pay out which was a welcome change and we were very thankful for everyone’s prayers that helped move this situation in our favor.
After all the insurance paperwork was done, a check was sent and all that remained was for us to acquire a new vehicle. We really needed a minivan since we are a family of five and my youngest is still in a booster seat. So, I spoke with my good friend Mitch who deals with cars every day to see if he could be my eyes and ears and assessor of the potential vehicles so that I would know what was a good buy and what was not. I had explained to him about the prior bad credit due to the totaled car that was officially listed as a repossession. Mitch told me that we were going to go to a place that he knew and trusted because he knew the owners. Furthermore, he said that we were going to try and see if we could get it financed with a national company that would greatly help my credit. I agreed, but to be honest I was doing my best not to doubt that I would have a chance at a regular loan. Our last car, the minivan that was totaled, had to be financed through one of those “Note-and-Tote” in house deals because the banks would not touch us.
We arrived at Texas Motors Ford in Fort Worth and I was introduced to several great people who work there. The atmosphere was awesome and I never felt like a dollar sign which has happened to me before like the time the salesman told me to let them repossess the current car I had so that I could buy his. This place was not like that at all and I got the impression this was they way that they were and it was not that I had arrived with Mitch that I got this treatment. I worked with a man named Curtis at the dealership and we looked at a beautiful 2008 Chrysler Town and Country minivan. I took it for a test drive and just loved the car. But again, I was doing my best to smack down doubt that I would be able to get the vehicle and trying not to get too excited about the minivan as I drove it. But it was a sweet ride and looked really sharp with the SVU/minivan redesigned look about it.
Following the test drive, I really struggled a lot to keep my mind focused on the possibilities that God could have been opening up especially when it took so long. To add to my tension, at one point I had to do an interview with Jimmy, the finance gentleman. I knew how my stuff looked on paper and honestly had little hope and the longer it was taking the less hope I had. I was really trying to keep up my spirits, but it was not easy. After what seemed like an eternity, Jimmy came out and asked me to follow him. When I got in his office, he told me that we had good news and that he was able to find me a loan with payments only being $32 more a month than I was paying making it affordable. You could have just about pushed me over with a feather at that moment. I was in shock in a very good, exciting, elated way.
When all was said and done, I drove off of the lot with a new (used) 2008 Chrysler Town and Country that rides like a dream. I had already spoken with my wife about the car because she had a previous engagement that she could not break and she was excited, but not near as excited as when she got to come out and see and drive the car. We are truly blessed with this car that will provide us with a great many years of service.
All in all, I could not begin to tell you how much we are thankful to everyone and to God for all their help. Even though this was a bad situation, God’s hand was constantly involved with it from Jim coming to stand by my side to James who happened to be driving by with a car carrier to Mitch helping me find just the right car and being lead by the spirit to have me try and get a regular loan to everything in the middle and the things that I don’t know about that was worked for us and in our favor. My family and I are truly blessed and we are thankful.